Highmead / Hawkins\Brown

first_img “COPY” photographs:  Tim CrockerPhotographs:  Tim Crocker+ 51 Share Healthcare Center ArchDaily CopyAbout this officeHawkins\BrownOfficeFollowProductsWoodBrick#TagsProjectsBuilt ProjectsSelected ProjectsHealthcare ArchitectureHealthcarehealthcare centerResidential ArchitectureHousingPublic ArchitectureCommunityCommunity centerEnfieldEnglandUnited KingdomPublished on December 07, 2015Cite: “Highmead / Hawkins\Brown” 07 Dec 2015. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogLouvers / ShuttersTechnowoodSunshade SystemsCompositesMitrexPhotovoltaic Solar Cladding – BIPV CladdingMetal PanelsAurubisCopper Alloy: Nordic BronzeBathroomsGeberitBathroom Series – ONESkylightsLAMILUXGlass Skylight F100 CircularMetal PanelsTrimoQbiss One in Equinix Data CentreSignage / Display SystemsGoppionDisplay Case – Q-ClassAluminium CompositesAmerican MetalcraftAluminum Panels – Decorative Fencing for BridgesPanels / Prefabricated AssembliesULMA Architectural SolutionsWater Facade PanelDoorsLinvisibileLinvisibile Concealed Sliding Door | MareaWall / Ceiling LightsiGuzziniExterior Light – WalkyWoodPlycoWood Boards – Birch LaserplyMore products »Read commentsSave想阅读文章的中文版本吗?伦敦Highmead再开发工程/ Hawkins\Brown是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Architects: Hawkins\Brown Photographs “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/778208/highmead-hawkins-brown Clipboardcenter_img United Kingdom Projects CopySave this picture!© Tim CrockerText description provided by the architects. Hawkins\Brown has completed the former Highmead Estate in Angel Edmonton, now renamed Prowse Court and Lord Graham Mews, which is being redeveloped as part of a comprehensive investment programme designed to kick start the regeneration of the London Borough of Enfield.Save this picture!First Floor PlanSave this picture!Section 3BThe scheme includes 118 new residential units of which 22 are houses. A health centre and a new community facility, designed by Hawkins\Brown also occupy the site. Located in an area of social and economic deprivation, the site interfaces with both a town centre high street and streets of two storey terrace houses. The scheme seeks to make a positive statement of regeneration through a distinctive architectural form and a responsive urban site planning approach.Save this picture!© Tim CrockerGreg Moss, Partner at Hawkins\Brown, said: “This project has furthered our understanding of regeneration. From achieving strategic planning goals, attracting a developer and making designs marketable to homeowners and commercial tenants, we know what will work in different contexts. This project shows that we can create appropriate new identities and emphasise place making. We know how to control density to heighten the drama of the public realm and create intimacy and defensibility in private areas. Similarly, we can manipulate mass and scale to produce landmarks, define site edges and assemble the theatre of townscape”.Save this picture!© Tim CrockerPeter George at Enfield Council said: “Prowse Court represents the first physical manifestation of the regeneration of Angel Edmonton. The objective from the outset was the delivery of a landmark building; the design by Hawkins\Brown not only exceeds this objective but the inclusion of essential health and community facilities will mean that Prowse Court will be a real focus for the whole community”.Save this picture!© Tim CrockerRichard Cherry, Chief Executive of Partnerships at Countryside said: “Countryside thoroughly enjoyed working with our partners Enfield Council, Newlon, the architect Hawkins\Brown and the community in creating a beautiful new landmark development, which brings much needed affordable housing to the area as well as a new GP surgery, retail and community centre. We wish all the new residents, retail occupants and users of the community centre a very big welcome”.Save this picture!© Tim CrockerThe redevelopment reinforces the high street by replacing existing shops with new, better serviced units, by aligning the residential block along the street edge and making a dramatic contribution to the townscape. At the same time, the orientation of the flatted block is changed from east-west to north-south to optimize solar gain and improve daylighting. To the rear Hawkins\Brown introduced new, energy efficient (Code 4) houses to complete the Victorian suburban fabric that was disrupted by development in the 1960s.Through a tender process, Enfield selected Countryside as the preferred Development Partner to whom Hawkins\Brown was novated. The scheme used BIM for coordination of design and subsequent delivery.Save this picture!© Tim CrockerProject gallerySee allShow lessPARALX Designs New Residential Tower in BeirutArchitecture NewsEric Parry Architects Unveil 73-Storey Tower for London’s Financial DistrictArchitecture NewsProject locationAddress:Enfield, Enfield, Greater London, United KingdomLocation to be used only as a reference. It could indicate city/country but not exact address. Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/778208/highmead-hawkins-brown Clipboard Highmead / Hawkins\BrownSave this projectSaveHighmead / Hawkins\BrownSave this picture!© Tim CrockerHealthcare Center, Housing, Community Center•Enfield, United Kingdom Highmead / Hawkins\Brownlast_img read more

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Futurebuilders England — Tender Fund

first_imgFuturebuilders England is moving towards a funding process that involves less form filling and quicker decision making. Good to their word, a new interest-free loan fund has been announced with those characteristics. Called the Tender Fund, three-year loans of between £3000 and £50,000 will be available to help third sector organisations in England meet the cost of tendering for public sector contracts. The guidelines are quite flexible, and the money can be used to cover tender-related costs such as staff replacement, legal fees, getting professional advice and/or gaining financial expertise.The Fund has been set up in response to feedback from the third sector saying that smaller organisations in particular find it hard to justify or meet the costs of tendering for contracts when the outcome is not guaranteed. £1 million is available overall, and loans will be interest free as long as they are repaid within 3 years. The amount that can be borrowed is dependent on the size of the contract being tendered for, up to a maximum loan of £50,000.The basic eligibility criteria are similar to those used for other Futurebuilders investments:• Applications are invited from voluntary and community organisations, charities, social enterprises, cooperatives and mutuals;• You must be preparing to tender for a specific public service contract;• You must be unable to secure a loan of this type from a commercial lender;• You must be reasonably likely to win the tender and be able to repay the loan;• You must be working to benefit service users in England.For the purposes of the Fund a public service contract is defined as “any contract directly held with a statutory body, such as local authorities, PCTs, or Quangos that receive their funding from the state, including Europe”.The contract can be a new one or the renegotiation of an existing one.Any problems?There are two issues that need to be addressed by applicants to this Fund. The first is that this is a loan.Many people would prefer a grant, but Futurebuilders argues that integrating the cost of tendering into the contract price should be part of your business development. The loan is meant to help with your cash flow, not remove the need for a properly costed contract in the first place. Futurebuilders also believes that if you take a loan it is a demonstration of your confidence in your future financial position.The second issue follows from the first.Since this Fund is targeted at organisations seeking tendered contracts, there is the risk that too much support for the third sector alone could be regarded by other sectors as a breach of fair competition rules. A grant would almost certainly be deemed to be stepping over the line; a loan might just be OK. And it is not just an issue across sectors: what if two or more third sector organisations bid for the same contract but for one reason or another only one of them receives Futurebuilders’ support and the others fail in their loan applications? Could Futurebuilders be regarded as distorting the competition? Time will tell and it is likely that this Fund will attract some criticism from those barred from accessing it.You want to go ahead anyway?The loans have to be repaid whether your tender is successful or not. You can choose how best to repay, and in what amounts, over the three years of the loan entitlement.Loans will be allocated on a first-come first-served basis until the money runs out. If it looks as if the demand will be high Futurebuilders will make assessments based on urgency and the quality of your relationship with the potential purchaser.The application process.Applications will mainly be processed/assessed over the phone. A meeting might be necessary too. During the calls you will have to provide:• Reasons for your application;• Historic financial information and up-to-date management accounts;• The costs that the loan will be covering;• The contact details of the purchaser, where appropriate;• Evidence of why you believe you stand a strong chance of winning the contract;• An explanation of how you plan to repay the loan.There is no application. Instead you should call Futurebuilders on 0191 261 5200 or e-mail [email protected] details are on the Web site atwww.futurebuilders-england.org.uk/content/Funding/TenderFund.aspxClosing date: Applications dealt with as received.This information is provided by Fundinginformation.org, the online news, information and support service for fundraisers and funding advisers throughout the UK. For subscription details go towww.fundinginformation.org AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1  24 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 Howard Lake | 4 July 2008 | News Futurebuilders England — Tender Fundcenter_img Advertisement Tagged with: Funding About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

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Small Charity Week offers small charities opportunities to raise and win funds

first_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: small charities Small Charity Week once again offers small and local charities a range of free opportunities to win and raise funds, including competitions, quizzes, auctions and collections.Small Charity Week 2013 includes a dedicated Fundraising Day on 21 June which this year is sponsored by JustTextGiving by Vodafone supported by the Vodafone Foundation.The week, which this year runs from 17-22 June, was set up in 2010 by The FSI with the aim of celebrating the work of small charities with the broadest audience possible. Last year over 1,000 small charities took part. Advertisement Fundraising opportunities for small charitiesThis year’s opportunities are open to charitable organisations with an annual turnover of under £1.5 million. They are:A JustTextGiving by Vodafone competition to support small charities to raise more money for their charity by text alongside the chance for three small charities to win a share of £1,000 donation from the Vodafone Foundation.An eBay Give at Checkout competition which raised £17,000 for 5 small charities in 2012.Free community fundraising licenses and the opportunity to win street performers to support fundraising activityThe Small Charity Week eBay auctionClare Jones-Leake, Head of Giving Something Back at Vodafone UK, said:“JustTextGiving by Vodafone makes text donations available to all UK charities, free of charge.  So even the smallest charities operating on the most limited of budgets can see just what text can do for them. By partnering with Small Charity Week 2013 Fundraising Day, we hope to see an explosion of small charities using their unique text codes to raise more money.”Pauline Broomhead, CEO of the FSI, the charity behind Small Charity Week, added:“The current fundraising climate is more difficult now than ever before and small charities are continuing to struggle to engage with individual supporters, corporates and to secure grants from trusts and foundations and statutory sources. Fundraising is essential for any charity and we are delighted to be able to offer Fundraising Day as a way for small charities to raise additional funds.” Small Charity Week offers small charities opportunities to raise and win fundscenter_img  36 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 10 April 2013 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

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Picasso drawing raffled to raise funds for ancient Tyre

first_img Most charities run raffles to raise funds. Few, however, will be able to offer a genuine Picasso as the prize.The International Association to Save Tyre is raffling Picasso’s drawing Homme au Gibus (Man with Opera Hat) to raise funds for its work to protect the UNESCO World Heritage site that was damaged in the Lebanese civil war.Tickets, while are on sale internationally, cost €100 or £84. A maximum of 50,000 tickets will be sold. Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Picasso drawing raffled to raise funds for ancient Tyre Image: L’Homme au Gibus – Pablo Picasso 1914, ©Succession Picasso 2013. Used with permission. Howard Lake | 13 September 2013 | Newscenter_img  25 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The drawing was bought by the charity, and it took two years to secure approval for it to be raffled internationally and online. 1 Picasso for 100 EurosPromoted as 1 Picasso for 100 Euros, the raffle began earlier this year with promotions in Washington and the Middle East. The drawing will be displayed in London next month with the draw taking place on 18 December. If all tickets sell, the charity will raise £4.2 million.Péri Cochin, the French journalist whose mother set up the charity in 1980, explained: “We asked several partners like Sotheby’s to be on our side and support us” to help demonstrate that the raffle was genuine. The raffle also has the support of Picasso’s family. About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

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Baltimore FIST fights anti-youth law

first_imgA new curfew law penalizes youth of color.WW photo: Sharon BlackThe Baltimore chapter of Fight Imperialism/Stand Together took to the streets outside City Hall on June 2 to protest a repressive youth curfew law being considered by the City Council that evening. Several other progressive Baltimore groups joined the FIST action to oppose the law.During the City Council meeting, protesters draped a banner from the second-floor balcony saying “No youth curfew” and then marched out of the chambers chanting the same slogan. Despite popular protest, the council passed the law by a vote of 13-2.The curfew law, among the strictest in the country, is the latest in a long line of failures of the city government to serve the interests of Baltimore’s youth. Many recreation centers have been closed down over the last several years. Black and Latino/a people in Baltimore, who make up two-thirds of the population, will be the most affected.Currently, people 17 years old or younger are not allowed outside their homes after 11 p.m. The new law will force younger teens to also be inside, as early as 9 p.m., or face harsh penalties. These include being forcefully taken off the streets by police and brought to several youth detention centers that the city government intends to set up. Parents must then come to the centers to pick up their children and pay a fine of up to $500.For a working family barely making ends meet, any fine, and especially $500, is unacceptable and could potentially spell financial ruin for the family.This law will also undoubtedly be selectively enforced against people of color.In addition to facing simple racial profiling and the difficulty of police correctly determining the age of a young person at night, many poor Black and Latino/a youth lack IDs that could potentially prove their compliance with the law. This has led the ACLU to refer to the measure as an unjust “show your papers law.”The Baltimore Police Department has a long history of racist violence. Recently a 19-year-old Black youth, George King, was tasered to death by a police officer at a local hospital. Given this flagrant use of excessive force on a young man, how can anyone expect this expanded curfew law to end in anything but more police violence against youth?At a time when society is failing these poor youth, the city government shows which side it’s on by investing money in detention centers rather than recreation centers and jobs.In order to continue the struggle against the curfew and empower youth to fight back, FIST has set up a “Curfew Hotline” to gather information and document the stories of youth who become victims of this repressive law. These actions mark only the beginning of FIST’s fight!FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

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RSF’s press freedom appeal to Tunisia’s presidential candidates

first_img December 26, 2019 Find out more September 13, 2019 RSF’s press freedom appeal to Tunisia’s presidential candidates News Organisation TunisiaMiddle East – North Africa Activities in the fieldProtecting journalistsOnline freedomsMedia independence WomenInternetCitizen-journalistsWhistleblowersFreedom of expression As Tunisia prepares to hold its second presidential election since the 2011 revolution, Reporters Without Borders (RSF) has persuaded 13 candidates to sign a pledge to protect and strengthen the public’s basic right to freely and independently reported news and information. RSF asked the main presidential candidates to give a six-point undertaking to respect journalistic freedom, independence and diversity on the basis of the Tunisian constitution and Tunisia’s international obligations as regards the freedom to inform.The 13 candidates who agreed all affirmed their desire to continuing supporting the “information and democracy” political process. It will be up to the future president to propose legislative initiatives designed to protect journalists and the independence of the media’s regulatory bodies, while backing civil society’s work in support of the media.“The route to press freedom in Tunisia has clearly been plotted, but it must be protected and paved, a task that the future president must guarantee as guardian of the constitution,” RSF secretary-general Christophe Deloire said.“In Tunisia’s name, the late President Beji Caïd Essebsi undertook, along with 11 other heads of state and government at the Paris Peace Forum on 11 November, to support the Information and Democracy Initiative. These leaders gave a commitment based on the Declaration issued by the Information and Democracy Commission, which was created at RSF’s initiative. Published on 5 November 2018, the commission’s declaration proclaimed that the global online information and communication space should be regarded as a common good of humankind, one in which information freedom, diversity and integrity must be guaranteed.”Tunisia has gone from being ranked 164th in RSF’s World Press Freedom Index in 2011 to 72nd now.The list of signatories in alphabetical order : 1 – Said Aidi2 – Yousef Chahed3 – Salma Elloumi4 – Elies Fakhfekh5 – Hamma el Hammami6 – Neji Jalloul7 – Mahdi Jomaa8 – Mohsen Marzouk9 – Mohamed Moncef Marzouki10 – Abdelfatteh Mourou11 – Mohamed Lotfi Mraihi12 – Mongi Rahoui13 – Abdelkrim Zbidi Help by sharing this information Receive email alerts November 11, 2020 Find out more News to go further Forum on Information and Democracy 250 recommendations on how to stop “infodemics” TunisiaMiddle East – North Africa Activities in the fieldProtecting journalistsOnline freedomsMedia independence WomenInternetCitizen-journalistsWhistleblowersFreedom of expression RSF_en News Follow the news on Tunisia Eleven organizations from civil society create the Forum on Information & Democracy, a structural response to information disorder Tunisia : RSF asks Tunisian president’s office to respect journalists News November 12, 2019 Find out morelast_img read more

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Finance Committee to Hear Plan to Buy Barriers for Outdoor Dining

first_img More Cool Stuff EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Community News Finance Committee to Hear Plan to Buy Barriers for Outdoor Dining City did not receive expected grant funds for the purchase By ANDRÉ COLEMAN, Managing Editor Published on Monday, February 1, 2021 | 4:30 pm Subscribe Make a comment 17 recommended0 commentsShareShareTweetSharePin it Top of the News Name (required)  Mail (required) (not be published)  Website  STAFF REPORT Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy HerbeautyWomen Love These Great Tips To Making Your Teeth Look WhiterHerbeautyHerbeautyHerbeauty7 Reasons Why The Lost Kilos Are Regained AgainHerbeautyHerbeautyHerbeauty10 Ways To Get Into Shape You’ve Never Tried BeforeHerbeautyHerbeautyHerbeautyNerdy Movie Kids Who Look Unrecognizable TodayHerbeautyHerbeautyHerbeauty5 Things To Avoid If You Want To Have Whiter TeethHerbeautyHerbeautyHerbeautyGet Rid Of Unwanted Body Fat By Eating The Right FoodsHerbeautyHerbeauty Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m.center_img Community News faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Donald CommunityPCC- COMMUNITYVirtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPasadena Public WorksPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Community News STAFF REPORT First Heatwave Expected Next Week Business News Although the city did not receive the anticipated grant funding to buy concrete barriers that are being used to protect people enjoying outdoor dining, city officials are moving forward with plans to save money by buying the equipment instead of renting.On Wednesday, the Finance Committee is expected to authorize the city manager to enter into a $230,000 contract with Ellis Equipment for TSleds and K-Rails.An additional $35,000 would be appropriated from the General Fund operating reserve for on-street dining to the Department of Transportation.K-Rails are temporary concrete barriers that are used for perimeter protection, prohibit access and define walkways.The barriers are being used to protect outdoor dining areas along Colorado Boulevard in Playhouse Village and Old Pasadena.The city has paid $151,000 for rentals of K-rails and TLS2 SLEDs and will pay an additional $110,000 to rent the barriers until June.Last year, the city submitted an unsuccessful grant application to the U.S. Economic Development Administration. Protective barriers were installed on July 11, when the city implemented its first phase of outdoor dining along Colorado Boulevard. This was after outdoor dining guidelines were issued and an online application process was implemented to make it easier for businesses to have protective barriers installed.On July 18, the second phase of the project was implemented after Ellis Equipment offered to supply the K-rails and a purchase order was approved. The third phase started on Aug. 8, which covered K-rail rentals up to Oct. 18. That was later extended until January.Gov. Gavin Newsom allowed restaurants to resume outdoor dining last week after shutting everything down in December.The matter could go before the City Council next week. CITY NEWS SERVICE/STAFF REPORT Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Your email address will not be published. Required fields are marked * Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadenalast_img read more

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W. R. Berkley Corporation Reports Fourth Quarter and Full Year Results

first_img Net invested assets 3,686,983 21,521 December 31,2020 Other operating costs and expenses Pinterest $ Total corporate Net foreign currency losses (gains) % $ 2020 2019 Premiums earned 399,406 Total Reinsurance & Monoline Excess $ 2,221,484 $ (33,496) 85,724 589,057 460,239 Total Net premiums earned 7,398,573 1,660,528 31.1% 4,671,581 1,280,573 876,031 (59,765) (30,430) Pinterest 6,086,009 $ 4,468,706 2019 3.52 8.8% 532,985 137,530 Reinsurance & Monoline Excess: 31.8% 530,670 Corporate: 6,633,288 (25,868) 0.9 Return on equity (2) 156,536 Facebook 62,380 101,317 $ $ 29.4% $ 137,334 $ Insurance 1,716,781 Revenues: 1,026,785 17.3 Total fixed maturity securities (1) 119,306 % 24,207 2020 $ $ 150,537 777,490 Diluted (331,594) (230,211) (168,797) Other liability Previous articleArizona State University and Chegg Announce Innovative New Partnership to Expand Access for In-Demand Advanced Skills ProgramsNext articleIQVIA to Announce Fourth-Quarter and Full-Year 2020 Results on February 10, 2021 Digital AIM Web Support 637,250 $ $ 180,977 (19,934) 583,821 645,614 Net realized and unrealized gains (losses) on investments: Net realized and unrealized gains (losses) on investments Common stockholders’ equity (2) 21,914 $ 88,777 28,606,913 12.0 93.5% % 681,944 $ $ 128,457 2020 6,074,939 Revenues from non-insurance businesses 3.52 704,802 95.5% 2.1 3.04 Net investment income $ Basic Total $ (2,315) Loss ratio 33.12 $ 1,960,914 0.71 393 $ $ Summary Financial Data (Amounts in thousands, except per share data) % 5,919,819 $ 536,507 1,829,310 61.1% Income before income taxes 8.7% 21.9 2,362,082 Expenses from non-insurance businesses Total expenses Pre-tax income 384,488 402,669 Interest expense % 93.8% 77,931 $ Fourth Quarter View source version on businesswire.com:https://www.businesswire.com/news/home/20210126006033/en/ CONTACT: Karen A. Horvath Vice President – External Financial Communications (203) 629-3000 KEYWORD: CONNECTICUT UNITED STATES NORTH AMERICA INDUSTRY KEYWORD: FINANCE CONSULTING BANKING PROFESSIONAL SERVICES OTHER PROFESSIONAL SERVICES SOURCE: W. R. Berkley Corporation Copyright Business Wire 2021. PUB: 01/26/2021 04:10 PM/DISC: 01/26/2021 04:10 PM http://www.businesswire.com/news/home/20210126006033/en 4,131,116 $ 0.62 180,977 399,406 Monoline excess Twelve Months Financial Income tax expense Loans receivable 30.3% $ (168,935) Net income before noncontrolling interests 312,489 Expenses: Other revenues and expenses Commercial (26,970) 2,362,082 Subordinated debentures 116,698 % Net income to common stockholders (117,730) Total assets GAAP combined ratio 12.5% 438,253 6,930,843 State general obligation — 2,090,301 Foreign government Other costs and expenses (1,631) $ 137,530 20,480 26,662,144 25,946 85,292 Diluted 29,486 (86,917) Investment Portfolio December 31, 2020 (Amounts in thousands) $ Average shares outstanding (2): Book value per share (4) 4.6 73,514 $ WhatsApp 2,889,630 187,180 186,924 6,863,499 8,262,219 227,190 10.6 $ % % 2.32 Fourth Quarter 62.6% Equity securities available for sale: $ 1,111,695 GREENWICH, Conn.–(BUSINESS WIRE)–Jan 26, 2021– W. R. Berkley Corporation (NYSE: WRB) today reported its fourth quarter and full year 2020 results. Insurance: $ 120,703 1,996,169 $ 325,809 319,423 $ $ (1) Short-tail lines include commercial multi-peril (non-liability), inland marine, accident and health, fidelity and surety, boiler and machinery and other lines. (2) Core portfolio includes fixed maturity securities, equity securities, cash and cash equivalents, real estate and loans receivable. (3) Operating income is a non-GAAP financial measure defined by the Company as net income excluding after-tax net investment gains (losses). Net investment gains (losses) are computed net of related expenses, including performance-based compensatory costs associated with realized investment gains. Management believes this measurement provides a useful indicator of trends in the Company’s underlying operations. 681,944 184,852 20.6% Operating income per diluted share 2020 Premiums earned 363 668,012 6,067,669 8,847,647 $ 236,548 202,085 162,918 1.67 7,837,496 Net investment income: 123,537 64.9% 2020 21,370,503 $ 30.4% 601,121 Expense ratio $ 312,150 Property reinsurance 205,146 Professional liability $ 6,930,843 Net premiums written Consolidated Financial Summary (Amounts in thousands, except per share data) 122,527 163,311 8,098,925 Reinsurance & Monoline Excess $ Debt extinguishment costs 21,240 645,614 $ 863,646 64.5% Premiums earned 63.4% 205,587 7,442 6,347,101 8,262,219 (4,842) 1,813,590 1,102,309 189,188 2,342,884 6,633,288 777,490 727,550 438,253 35,411 214,473 $ 7,262,437 1,099,886 GAAP combined ratio 77.8% $ Real estate 96.5% % Preferred stocks (1) Operating income is a non-GAAP financial measure defined by the Company as net income excluding after-tax net investment gains (losses) and related expenses. (2) Return on equity represents net income expressed on an annualized basis as a percentage of beginning of year stockholders’ equity. Fourth quarter highlights included:All-time record net income of $312.2 million.Return on equity of 20.6%.Gross and net premiums written increased 9.3% and 8.2%, respectively.The reported combined ratio was 90.9%. The accident year combined ratio before catastrophe losses was 88.8%.Underwriting income increased 44.2% to $165.4 million.Catastrophes added 2.3 loss ratio points to the reported combined ratio, including 1.5 loss ratio points for COVID-19 related losses.Average rate increases excluding workers’ compensation were approximately 15.4%.Book value per share grew 6.1%, before share repurchases and dividends. Full year highlights included:Average rate increases excluding workers’ compensation were approximately 13.6%.Paid loss ratio of 51.9%.Operating cash flow increased 41.3% to more than $1.6 billion.Gross and net premiums written increased 7.1% and 5.8%, respectively.Book value per share grew 10.5%, before share repurchases and dividends.Total capital returned to shareholders was $430 million, including $346 million of share repurchases and $84 million of dividends. The Company commented: By every measure, the Company had an outstanding quarter, with earnings of $312 million and more than 9% growth in gross premiums written. We reported a combined ratio of 90.9%, which is the lowest in 13 years, and underwriting income of $165 million, which increased by 44.2%. Our rate increases continued to accelerate throughout the year in connection with our efforts to stay ahead of current and expected loss trends. The global pandemic, frequent catastrophe losses, social inflation and low interest rates continue to reinforce the industry’s need for disciplined underwriting and additional rate. Our total return investment strategy delivered strong performance, driven by our alternative investment portfolio. Net investment income grew 32%, despite the defensive position in our fixed-maturity securities, where we maintain a relatively short duration and a high level of liquidity. The Company again delivered a superior risk-adjusted return, in a challenging environment. We see no signs of rate increases moderating and expect that 2021 will provide opportunities for margin improvement. Webcast Conference Call The Company will hold its quarterly conference call with analysts and investors to discuss its earnings and other information on January 26, 2021, at 5:00 p.m. eastern time. The conference call will be webcast live on the Company’s website at https://ir.berkley.com/news-and-events/events-and-presentations/default.aspx. Please log on at least ten minutes early to register and download and install any necessary software. A replay of the webcast will be available on the Company’s website approximately two hours after the end of the conference call. Additional financial information can be found on the Company’s website at https://ir.berkley.com/investor-relations/financial-information/annual-reports/default.aspx. About W. R. Berkley Corporation Founded in 1967, W. R. Berkley Corporation is an insurance holding company that is among the largest commercial lines writers in the United States and operates worldwide in two segments of the property casualty business: Insurance and Reinsurance & Monoline Excess. Forward Looking Information This is a “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995. Any forward-looking statements contained herein, including statements related to our outlook for the industry and for our performance for the year 2021 and beyond, are based upon the Company’s historical performance and on current plans, estimates and expectations. The inclusion of this forward-looking information should not be regarded as a representation by us or any other person that the future plans, estimates or expectations contemplated by us will be achieved. They are subject to various risks and uncertainties, including but not limited to: the ongoing COVID-19 pandemic, including the related impact on the U.S. and global economies; the cyclical nature of the property casualty industry; the impact of significant competition, including new alternative entrants to the industry; the long-tail and potentially volatile nature of the insurance and reinsurance business; product demand and pricing; claims development and the process of estimating reserves; investment risks, including those of our portfolio of fixed maturity securities and investments in equity securities, including investments in financial institutions, municipal bonds, mortgage-backed securities, loans receivable, investment funds, including real estate, merger arbitrage, energy related and private equity investments; the effects of emerging claim and coverage issues; the uncertain nature of damage theories and loss amounts, including claims for cybersecurity-related risks; natural and man-made catastrophic losses, including as a result of terrorist activities, epidemics or pandemics, such as COVID-19; the impact of climate change, which may increase the frequency and severity of catastrophe events; general economic and market activities, including inflation, interest rates, and volatility in the credit and capital markets; the impact of the conditions in the financial markets and the global economy, and the potential effect of legislative, regulatory, accounting or other initiatives taken in response, on our results and financial condition; foreign currency and political risks (including those associated with the United Kingdom’s withdrawal from the European Union, or “Brexit”) relating to our international operations; our ability to attract and retain key personnel and qualified employees; continued availability of capital and financing; the success of our new ventures or acquisitions and the availability of other opportunities; the availability of reinsurance; our retention under the Terrorism Risk Insurance Program Reauthorization Act of 2019; the ability or willingness of our reinsurers to pay reinsurance recoverables owed to us; other legislative and regulatory developments, including those related to business practices in the insurance industry; credit risk related to our policyholders, independent agents and brokers; changes in the ratings assigned to us or our insurance company subsidiaries by rating agencies; the availability of dividends from our insurance company subsidiaries; potential difficulties with technology and/or cyber security issues; the effectiveness of our controls to ensure compliance with guidelines, policies and legal and regulatory standards; and other risks detailed from time to time in the Company’s filings with the Securities and Exchange Commission. These risks and uncertainties could cause our actual results for the year 2021 and beyond to differ materially from those expressed in any forward-looking statement we make. Any projections of growth in our revenues would not necessarily result in commensurate levels of earnings. Forward-looking statements speak only as of the date on which they are made, and the Company undertakes no obligation to update publicly or revise any forward-looking statement, whether as a result of new information, future developments or otherwise. 2019 Commercial automobile 608,976 7,262,437 2,390,392 Total state and municipal 451,637 94,975 (35,663) 176,596 $ 3.58 90,101 (121,260) 1,797,457 1,976,074 Expense ratio $ 67,883 (100,158) 66.3 103,000 34.4% 479,740 1,254,180 Insurance service fees Total 603,871 $ 14,744 $ 46.7% 307,037 406,541 2.0 % 6,863,499 1.0 Reconciliation of net income to operating income: 188,459 Noncontrolling interests % Fourth Quarter Total mortgage-backed securities 146,764 1,616,686 0.62 21,225 (171,817) 7,902,196 312,150 Net investment gains (losses) 1.3 % 30.9% 132,923 Total Insurance GAAP combined ratio 1,832,711 421,165 $ Other operating costs and expenses: 177,825 Net income 560,717 Insurance service expenses 41,174 193,033 119,306 2019 (102,027) (339) (22,988) 2019 Loss ratio Net premiums written: 6,863,499 170 2,111,013 178,023center_img 100.0 Fourth Quarter 2,312,471 1,300,750 852,920 $ $ $ Senior notes and other debt Tangible book value per share (4) 2.81 537,674 137,334 92.8% 1,913,065 Net investment gains (losses) 202,831 1,484,932 188,763 84,913 2,221,484 1,592,311 Workers’ compensation 1,797,457 13.5 2.84 102,039 $ 625,667 62.4% 2,145,287 34.22 37,673 Change in unrealized gains (losses) on equity securities Net income per share: 630,784 2020 814,862 (2,041) 8,847,647 2,252,067 205,146 Loss ratio 120,703 1.67 Total 120,703 $ $ $ $ 7,262,437 23,066 35.49 1,523,748 $ 2,033,078 1,484,932 Net premiums written 241,935 CarryingValue Net premiums written 21,694 % 1,198,704 35.0% 5,736 $ W. R. Berkley Corporation Reports Fourth Quarter and Full Year Results (22,988) By Digital AIM Web Support – January 26, 2021 0.9 601,121 1,660,528 Gross premiums written $ 31.5% $ % 1,575,903 Selected Balance Sheet Information (Amounts in thousands, except per share data) 7,394,123 $ Losses from catastrophes (including COVID-19 related losses): $ $ 61.3% 6,310,802 14,159,369 $ 120,703 2,564,475 69,194 312,150 90.9% 48,997 Mortgage-backed securities: 1,797,457 (1) Total fixed maturity securities had an average rating of AA- and an average duration of 2.4 years, including cash and cash equivalents. (2) Cash and cash equivalents includes trading accounts receivable from brokers and clearing organizations, trading account securities sold but not yet purchased and unsettled purchases. (3) Investment funds are net of related liabilities of $0.9 million. 0.62 339,836 185,693 22,491 (22,988) Net investment gains (losses): 713,469 33,496 583,821 93.0% 594,546 3,194,586 Expense ratio 863,174 126,927 99,382 $ Common stocks Utilities 119,306 183,412 19,856,776 Gross premiums written $ 29.6% 162,918 Income tax expense (benefit) (22,988) $ Local NewsBusiness 62.3% 915,336 154,455 32,799 162,796 (1) The inclusion of the allowance for credit losses on investments commenced January 1, 2020 due to the adoption of ASU 2016-13. (2) Basic shares outstanding consist of the weighted average number of common shares outstanding during the period (including shares held in a grantor trust). Diluted shares outstanding consist of the weighted average number of basic and common equivalent shares outstanding during the period. (488) Twelve Months 35,991 Business Segment Operating Results (Amounts in thousands, except ratios) (1) (150,537) Percentof Total 8,402 Consolidated: 4.8 7,049,276 23,230 8,440 175,596 16,133 % 1,586,578 1,143,793 % — $ — 73,514 21,370,503 1,623,025 1,592,311 201,179 389,888 $ (1) Net invested assets include investments, cash and cash equivalents, trading accounts receivable from brokers and clearing organizations, trading account securities sold but not yet purchased and unsettled purchases, net of related liabilities. (2) As of December 31, 2020, reflected in common stockholders’ equity are after-tax unrealized investment gains of $290 million and unrealized currency translation losses of $352 million. As of December 31, 2019, after-tax unrealized investment gains were $125 million and unrealized currency translation losses were $382 million. (3) During the three months ended December 31, 2020, the Company repurchased 542,434 shares of its common stock for $34 million. During the twelve months ended December 31, 2020, the Company repurchased 6,363,301 shares of its common stock for $346 million. The number of shares of common stock outstanding excludes shares held in a grantor trust. (4) Book value per share is total common stockholders’ equity divided by the number of common shares outstanding. Tangible book value per share is total common stockholders’ equity excluding the after-tax value of goodwill and other intangible assets divided by the number of common shares outstanding. Other income 175,596 Net realized gains on investments $ $ Reserves for losses and loss expenses Cash flow from operations 450,624 2019 Arbitrage trading account % 61.3% 704,802 $ Net income to common stockholders 1,813,590 Operating income (1) $ 530,670 (8,090) 2020 13,784,430 530,670 (153,409) % Pre-tax income Corporate and Eliminations: 93.1% Twitter 42,446 68,187 9.2 1.3 9,610 24,843 103,000 93.3% 173,043 589,057 146,764 31.1% $ Net premiums written 12,583,249 56,253 $ 61.5% December 31,2019 $ 2,390,392 (118,424) Total revenues $ (43,674) 2.81 1,716,781 3.0 1,308,537 Residential – Prime $ 6,863,499 137,022 1,797,457 2,596 193,280 $ Core portfolio (2) 1,427,575 Common stock outstanding (3) (1) Loss ratio is losses and loss expenses incurred expressed as a percentage of premiums earned. Expense ratio is underwriting expenses expressed as a percentage of premiums earned. GAAP combined ratio is the sum of the loss ratio and the expense ratio. Pre-tax gain (loss) $ 1,010,151 282,840 Casualty reinsurance 95.2% 529,951 141,481 2.9 Losses and loss expenses Investment funds 190,722 Corporate backed 23,804 8,803 276,672 % State and municipal: Special revenue $ 681,944 52,992 % 1,660,528 493,147 173,043 163,311 0.5 Supplemental Information (Amounts in thousands) $ $ — 2.8 Gross premiums written 2020 Operating income after-tax (3) % 541,834 % 34,586 44,837 Policy acquisition and insurance operating expenses 7.4 Change in unearned premiums 200,367 Gross premiums written $ Net premiums written Fixed maturity securities: Facebook 30.4% Investment funds (3) TAGS  187,717 0.4 Residential – Alt A 1.68 $ — 199,481 $ Change in allowance for credit losses on investments (1) Pre-tax income (151,130) Pre-refunded Asset-backed securities 14.9 225,315 $ Industrial (162,337) 2019 % 92,680 $ $ % 683,985 1,072,166 $ 8,440 350,181 110,038 Total Other 31.87 341,473 2019 $ Basic 975,563 WhatsApp 3,370 796,993 1.6 2.3 193,521 6,086,009 (30,715) 637,250 54,253 % Net income per diluted share 275,486 Agency % 119,794 $ 6.1 0.92 Cash and cash equivalents (2) Short-tail lines (1) Total equity securities available for sale % 7,262,437 Pre-tax investment (gains) losses, net of related expenses Net invested assets (1) % % 94.9% 6,347,101 852,920 Arbitrage trading account Twelve Months 62.4% 1.6 35,663 1,660,528 153,409 149 United States government and government agencies $ 191,106 2,033,078 227,012 46,402 Local general obligation 348,749 Interest expense Twitter 915,336 Twelve Months $last_img read more

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The father of Nicola Furlong says his priority is clearing his daughter’s name in…

first_img Facebook Further drop in people receiving PUP in Donegal The father of Nicola Furlong says his priority is clearing his daughter’s name in Japan.19 year old Richard Hinds, from Memphis, Tennessee in the US, is accused of killing the 21-year-old from Wexford in a Tokyo hotel room in May last year.His trial is continuing today – and has heard evidence from medical experts and from the defendants’ former girlfriend.Speaking from Tokyo, Andrew Furlong says life is very hard for his other daughter Andrea and his wife Angela since Nicola’s death: Facebook The father of Nicola Furlong says his priority is clearing his daughter’s name in Japan 75 positive cases of Covid confirmed in North By News Highland – March 8, 2013 Gardai continue to investigate Kilmacrennan fire Google+ Twitter Pinterest Google+center_img WhatsApp WhatsApp Previous articleIncrease in Social Welfare fraudNext articleJames McGlynn tells Highland Radio News of his relief at identifying his brother after 30 years News Highland RELATED ARTICLESMORE FROM AUTHOR Man arrested on suspicion of drugs and criminal property offences in Derry News 365 additional cases of Covid-19 in Republic Main Evening News, Sport and Obituaries Tuesday May 25th Pinterest Twitterlast_img read more

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Rubio scores 24 as Jazz beat Trail Blazers 120-90

first_img Tags: NBA/Ricky Rubio/Utah Jazz FacebookTwitterLinkedInEmailPORTLAND, Ore. (AP) — Ricky Rubio had 24 points and eight assists to lead the Utah Jazz to a 120-90 win over the Portland Trail Blazers on Friday night.Kyle Korver scored 18 points and Jae Crowder added 16 as the two combined to shoot 7 for 14 on 3-pointers for Utah.Damian Lillard had 19 points to lead the Trail Blazers, who suffered their worst home loss since 2004.The Jazz took control of the game in the first quarter thanks to reserves Korver and Crowder. The two helped the Jazz take a 2-point lead early in the second and the advantageThe Jazz took a 12-point early in the second quarter, led by 14 after three before pulling away in the fourth.Crowder and Korver seemingly alternated 3-point baskets while back-up point guard Dante Exum racked up assist after assist setting them up. Exum finished with seven assists and six points.Things only got better for the Jazz from there as their strong 3-point shooting did not stop. Utah finished 16 for 31 (51 percent) on 3s. Everybody from the bench players, to unheralded shooters like Ricky Rubio, got open 3s to go.While things were going well for the Jazz, the Blazers were struggling. They shot 41 percent from the field and 31 percent from long-distance. Their turnovers were also costly as the Jazz scored 21 points off Portland turnovers.One sequence in particular seemed to encapsulate the night for Portland as Lillard missed a dunk and then upon getting the rebound, threw the ball to teammate Jusuf Nurkic, who was standing near the bench but not in the game.TIP-INSJazz: Donovan Mitchell hasn’t had a very efficient shooting season, and he’s shot even worse as of late. For the past seven games, he’s been shooting 35 percent from the field, including 29 percent on 3s.Don’t expect him to stop shooting. As coach Quin Snyder said before the game, he’s being selfish if he doesn’t shoot.“He’s got to play, he’s got to attack,” Snyder said. “He’s our guy. You start questioning that, he’s fine. We won a game and he didn’t shoot great. He’s not going to shoot great at times but there’s been plenty of games when he’s had a rough night. He’s capable of doing that for him, that’s what we want. If he doesn’t shoot, that’s Donovan being selfish.”Mitchell was 1 for 10 from the field against the Blazers.Trail Blazers: After a brief swoon, the Trail Blazers entered the game having won three straight. A big key to the success was the play of the reserves. That is something Stotts believes is an indicator.“That group has done a good job of Evan (Turner), Seth (Curry), Nik (Stauskas), Zach (Collins), Meyers (Leonard), have all done a good job of keeping things going,” he said. “We had a rough stretch and our record kind of reflected that but two out of the last three games.”The above group has performed very well this season as they’ve outscored their opponents by 15.7 points per 100 possessions, according to NBA.com.UP NEXTJazz: Host Oklahoma City on Saturday.Trail Blazers: Host Dallas on Sunday. Written by December 21, 2018 /Sports News – Local Rubio scores 24 as Jazz beat Trail Blazers 120-90 Associated Presslast_img read more

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