17th Annual P3 Awards: A National Student Design Competition Focusing on People, Prosperity and…

first_img Food Waste is Among the Topics for this Year’s ProjectsThe U.S. Environmental Protection Agency (EPA) – as part of its People, Prosperity and the Planet (P3) Award Program – is now seeking applications proposing to research, develop, design, and demonstrate solutions to real-world challenges. The P3 program is a unique competition open to teams of college/university students working to design solutions toward the mutual goals of improved quality of life, economic prosperity, and protection of the planet – people, prosperity, and the planet.The EPA offers the P3 competition to respond to the needs of people in the United States —including those in small, rural, tribal and/or disadvantaged communities. Proposed projects must embody the P3 approach, which is the intention and capability to simultaneously improve the quality of people’s lives, provide economic benefits and protect the environment. This year’s topics include sustainability- reducing solid waste (or food wasFacebookTwitterCopy LinkEmailSharelast_img read more

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HOLLY’S HOUSE PARTICIPATING IN ALL-STATE FOUNDATION PURPLE PURSE CHALLENGE

first_imgFacebookTwitterCopy LinkEmailShare Evansville-based Holly’s House empowers victims of intimate crime and abuse by providing support, promoting justice and preventing violence.  The Purple Purse Campaign develops funding to provide financial assistance to victims leaving a violent a relationship.  You can help by donating on CrowdRise through Oct. 25Holly’s House is one of 100 nonprofit domestic violence organizations across the country competing for $650,000 in grant money as a part of The Allstate Foundation’s Purple Purse Challenge, which kicked off today. The Challenge, an annual competition hosted on CrowdRise, is a public fundraising and awareness campaign that coincides with October’s Domestic Violence Awareness Month.This is the third time Holly’s House has participated in the Purple Purse Challenge, which last year raised nearly $3.1 million for 161 domestic violence organizations throughout the United States.“The Purple Purse Challenge allows us to sustain our Emergency Assistance Fund for survivors of domestic and family violence which is co-managed by Holly’s House, Albion Fellows Bacon Center, Lampion Center and the YWCA”, said Sidney Hardgrave, Executive Director of Holly’s House.  “Since the fund was established in 2010, almost $27,500 has been allocated to assist 145 victims with critical expenses that will help them establish independence from an abuser.”In its sixth year, the Purple Purse Challenge provides an opportunity for organizations that support domestic violence survivors to increase their donor base and push for vital funds. One-hundred percent of proceeds go toward nonprofits that provide life-changingfinancial empowerment services to help domestic violence survivors build safer lives for themselves and their families.Beginning this year, the Challenge will level the playing field by dividing partner organizations into two divisions based on organizational budget size – giving everyone a great shot at the $325,000 in grants awarded by The Allstate Foundation.In order to count toward an organization’s total; donations must be received by Oct. 25 at 2 p.m. ET. Along with $115,000 in weekly bonus challenges, the organization in each division that raises the most money will receive a $100,000 grant; second place will receive $50,000; third place will win $25,000; fourth place earns $20,000; and fifth place will get $15,000.The Purple Purse Challenge is part of The Allstate Foundation’s Purple Purse program, which aims to help end domestic violence and financial abuse through financial empowerment. In its 12th year, Allstate Foundation Purple Purse has propelled more than 800,000 victims on the path to safety and security, and has invested more than $50 million to empower women to break free from abuse through life-changing financial education, job training and readiness and small business programs for survivors.CrowdRise Challenges are innovative fundraising competitions for charitable organizations designed to build capacity, create easy engagement and leverage the power of the crowd to provide new, meaningful funding streams for organizations in every sector.To help Holly’s House win The Allstate Foundation Purple Purse Challenge, head to https://www.crowdrise.com/HollysHouse-PurplePurse2016ABOUT HOLLY’S HOUSEHolly’s House is a non-residential child and adult advocacy center providing services for victims of child abuse, domestic violence and sexual assault in Southwest Indiana.  The mission of the organization is to empower victims of intimate crime and abuse by providing support, promoting justice and preventing violence. For more information, please visit www.hollyshouse.org.ABOUT THE ALLSTATE FOUNDATION Established in 1952, The Allstate Foundation is an independent, charitable organization made possible by subsidiaries of The Allstate Corporation (NYSE: ALL). Through partnerships with nonprofit organizations across the country, The Allstate Foundation brings the relationships, reputation and resources of Allstate to support innovative and lasting solutions that enhance people’s well-being and prosperity. With a focus on building financial independence for domestic violence survivors, empowering youth and celebrating the charitable community involvement ofAllstate agency owners and employees. The Allstate Foundation works to bring out the good in people’s lives. For more information, visit www.AllstateFoundation.org.ABOUT CROWDRISE CrowdRise is the world’s largest and fastest growing online platform dedicated exclusively to charitable fundraising. CrowdRise is used by millions of individuals, tens of thousands of charities, hundreds of companies and many of themost famous artists and athletes in the world to creatively leverage their resources and networks to unlock the power of the crowd to support positive social missions and create massive impact.Founded by actor Edward Norton, film producer Shauna Robertson and Robert and Jeffrey Wolfe, CrowdRise has conceived, implemented and powered campaigns that have raised hundreds of millions dollars to date. For more information visit CrowdRise.last_img read more

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Capturing Gen Z

first_img 26SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Betsy McCloskey Betsy McCloskey is one of the founding partners for Plaid Swan Inc., a female owned marketing communications company located in Iowa. With over 25 years as a marketing executive, McCloskey … Web: https://plaidswan.com Details Credit unions went digital in the late 1960’s at the advent of ATMs, but it would be a while before these institutions adopted certain up and coming technologies to be ready for the youngest generation. Welcome Generation Z (known as “Gen Z”). Gen Z refers to people born between 1996 and 2010, following the oft-talked Millennials. A portion of Gen Z are in college, and many have already entered the workforce.  According to the U.S. Census Bureau, more than a quarter of the United States population belongs to Gen Z. That is over 80 million people and a lot of potential new members. Research shows that Generation Z has $44 billion+ in buying power as of 2020 – not to mention their influence on parents for everything from mortgages to auto loans. When that buying power is added in, their real spending power is closer to $200 billion! How can you get your share of this headstrong, up-and-coming cohort? While some of the traditional methods to serve young members may not work as well, like serving hot coffee in the lobby, there are several things you can do to attract and retain membership from Gen Z. Utilize Mobile: People born in Gen Z hardly know life before smartphones and tablets, so banking-on-the-go options suit Gen Z best. Rarely does this group use a computer desktop to bank, so having an app that allows users to do everything from deposit checks to pay bills to transfer funds is crucial. Easy-to-use digital tools and perks such as instant money transfers are just some of the things Gen Z is looking for from a financial institution. Rethink Your Social Approach: At one point, marketers became baffled when they realized that the millennial attention span averaged 12 seconds. Well, brace yourself . . . Gen Z’s attention span comes in at 8 seconds. One of the best ways to manage this short attention span in your online marketing is the utilization of visuals instead of plain text whenever possible. Short-form writing is the new must have skill for marketers. Keep it short, add motion and get to the point when posting for this generation.Implement Video or Games: For these digital natives, video is king. But a buttoned-up executive yammering about the benefits of a personal savings account is not going to cut it. Instead, have your staff perform a popular TikTok (an app that features noticeably short videos) dance 𑁋 just make sure it is semi-relevant and still trendy. It can be tricky with a financial institution, but it is worth exploring the possibility of having certain members act as collaborators with the credit union brand to create original content. Additionally, finance-themed mobile games will help grab the attention of Gen Zers. Manage Your Credit Union’s Reputation: Before making decisions about products and/or services, this generation expects to evaluate information, especially reviews. They are SMART and will take the time to do their own research. Marketers need to ensure that information about your credit union is always transparent and available online. Be sure that information shows your organization in an honest, positive, manner. Watch your Google reviews and respond to negative comments, do not delete them. Believe it or not a few negative reviews are more respected than none. It feels more honest. Keep tabs on what others are saying about your organization and if you see a negative trend, address the issue, and share that you listened to the feedback and resolved the issue.Things to Avoid: While there are things credit unions can do to win new Gen Z members, there are a couple things that will not go over well for this group. Hidden fees and bait-and-switch practices, like charging for a debit card, will quickly derail any loyalty Gen Z customers had to a financial brand. Another thing that most Gen Zers and some Millennials will not tolerate is obvious marketing from influencers. The people in these age groups do not want to be advertised to; instead, they prefer organic, unfussy images and videos (therefore Instagram Stories is so popular versus the grid of photos on Instagram profiles).To build loyal Gen Z members, focus on innovation, trust, and creativity. Everyone needs a financial partner so be sure to implement these ideas and values into your credit union’s offerings. In the end, be transparent and be quick about it.last_img read more

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Bracket Busters

first_imgIf you have the following teams still left on your NCAA bracket, you have to be feeling good.  Since several  #1’s and #2’s have been eliminated, most brackets have been busted.One of the following teams will become our national champion on April 3.  They are:  Wisconsin, Florida, Baylor, South Carolina, Gonzaga, West Virginia, Xavier, and Arizona on one side of the bracket.  The other side includes Kansas, Purdue, North Carolina, Butler, Oregon, Michigan, UCLA, and Kentucky.  Go Big Ten!last_img

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Fati makes history as Barca send Inter crashing out of UCL

first_imgBarcelona were already through to the knockout stages as Group F winners and they left six-time Ballon d’Or winner Lionel Messi at home.But Serie A leaders Inter needed a win over the La Liga leaders or to match Borussia Dortmund’s result at home to Slavia Prague to qualify on their superior head-to-head record.Instead the Germans made it through to the knockout rounds with a 2-1 win to finish three points ahead of third-placed Inter, who go into the Europa League.“Seeing replays of Fati’s goal hurt,” said Inter coach Antonio Conte.“It’s a goal that cut our legs from under us and killed us from all points of view.“We lacked that pinch of cynicism and precision to finish off. I have little to reproach my players, they have given everything.”– ‘Born scorer’ –Debutant Carles Perez had put the Spaniards ahead after 23 minutes at the San Siro, but Romelu Lukaku drilled in a equaliser just before the break to keep the hosts in the tie.Inter’s forward pair of Lukaku and Lautaro Martinez had three goals ruled offside between them, two for the Argentine who has already scored five times in the competition this year.“There was a lot of newness because we also changed our system,” said Barcelona coach Ernesto Valverde.“We had a few problems at the beginning because they put us under pressure, but little by little we managed to come out better.“The scorers were young players, even very young for Ansu, who is a born scorer.“It’s a matter of pride that it’s a player who is from our team. We want to win the Champions League, like the others.”Suarez had started on the bench with Antoine Griezmann and Perez leading the Spaniards attack.The Spaniards weathered an early Inter blitz on goal buoyed by the 72,000 crowd.Danilo D’Ambrosio blasted over in front of goal after just five minutes, with Lukaku having a goal ruled offside minutes later.But Perez made the breakthrough with Arturo Vidal setting up the 21-year-old to beat Samir Handanovic in the Inter goal.Martinez sent Lukaku through for the equaliser and the Belgium forward’s effort took a slight deflection to beat Neto.But the Italians lost momentum after the hour mark with their midfield depleted with injuries to Stefano Sensi, Nicolo Barella, Alexis Sanchez and Roberto Gagliardini.Conte sent on Matteo Politano and Sebastiano Esposito for the final push as news filtered through that Dortmund were leading Slavia 2-1, and Inter needed to win.Martinez had the ball in the net on 80 minutes, but again it was ruled out for Lukaku’s offside position.Finally Fati broke through to seal the win late for Barcelona and deny Inter a return to the knockout stages for the first time since the 2011-2012 season.0Shares0000(Visited 17 times, 1 visits today) 0Shares0000Seventeen-year-old Barcelona forward Ansu Fati (left) celebrates after becoming the youngest player to score in the Champions League © AFP / Isabella BONOTTOMILAN, Italy, Dec 11 – Teenage prodigy Ansu Fati became the youngest player to score a Champions League goal as a second-string Barcelona side beat Inter Milan 2-1 to send the Italians crashing out of the competition on Tuesday.The 17-year-old Guinea-Bissau-born attacker picked up a Luis Suarez cross to fire home four minutes from time to become the youngest player to score in the Champions League.last_img read more

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Creathor Venture: European VC Moving to Federated Model for Global Expansion (RWS Interview)

first_img8 Best WordPress Hosting Solutions on the Market Tags:#Interviews#start Why Tech Companies Need Simpler Terms of Servic… Related Posts A Web Developer’s New Best Friend is the AI Wai…center_img bernard lunn Creathor Venture is a 25-year-old venture capital firm based in Germany and Switzerland. That makes it unusual. In 1984, when it started, not a lot of VC funds were in Europe. So, we decided to speak with Cédric Köhler in Creathor’s Zurich office. As innovation accelerates and globalizes, we wanted to find out how a smaller regional fund like Creathor can compete with much larger Valley-based firms that have a global footprint. And of course, we wanted to find out what’s hot on the European tech scene. Read on to find out.Aka Aki: European Play in the Web’s Golden TriangleFirst, what’s hot? In short: mobile + social + real time. That sounds like it was created by a random buzzword generator. But the combination can be very powerful. This is what Fred Wilson calls the Web’s golden triangle.When Fred talks about this, Foursquare is probably at the front of his mind. He is an investor, and Foursquare is as hot as it gets.This area is hot for a reason. Mobile devices reach more people and occupy more of their time than desktops or laptops could ever do. But to reach people effectively on mobile, you need mobile-native services, built for the limitations and advantages of the small screen. (Standard HTML apps retro-fitted to mobile are like the talking heads in early television.)Mobile is inherently social: you use it to communicate with people. It has to be real time (or “just in time” if we want to be accurate), because the small screen demands a filter that shows only what is relevant right now. (Yes, that does pre-suppose great filtering capabilities.)When Cédric talks about mobile + social + real time, he is thinking about Aka Aki, in which Creathor has invested.The way Cedric puts it, Aka Aki “adds the dimension of time” to location-based services. This addresses the question, “Which of my friends is within shouting distance right now.”FourSquare is from New York, and Aka Aki is from Berlin. With location-based services, location matters. Specifically, density matters. People will use the service if it connects them to people they know locally. If I am in Rhinebeck, New York, discovering that I have friends in Manhattan, Zurich and San Francisco who are online right now does not help me. I am only interested in the friends in Rhinebeck.This is an argument for a territory-based expansion model. You become dominant in one area, and then expand to neighboring areas. This is the way business worked for centuries before the Internet. Then the Internet heralded the death of distance. You could create a site and get readers from all over the world.With mobile location-based services that connect you to people in the real world, the old territory-based expansion is returning – with a twist, of course.German, Then French, Then English?Aka Aki started in Berlin. As this blog from March 2007 shows, it was early to the game of mobile + social + real time. It got its first round of funding from Creathor in December 2007.Then, in October of this year, it got a second round from INNOVACOM, the leading French VC (with Creathor joining in that round as well).That is a natural expansion model. Aka Aki did well enough in Germany to raise a second round and then uses that to grow geographically. In this context, bringing on a French VC made a lot of sense.Insta-Site: The No-Barrier-to-Copying WorldCédric gave us a good perspective on the early-stage investing scene in Europe. Like other European VCs, he pointed to the rash of copy-cat ventures in the Web 2.0 era. These have been referred to, more politely, as “concept arbitrage”: someone sees a service doing well in one location and creates a version for their location.While “copy cat” is a derogatory term, Cedric was keen to point out that it has been a valid strategy in the past. As he puts it, “If I have a successful pizza shop in one location, I could probably create a successful one in another location”. In the Internet business, many successful exits have been based on this model.But VCs around the world who we have spoken with tell us that this game is pretty well over. The reason? Well, it’s all our fault. Bloggers and tweeters spread ideas so fast that the time needed to exploit a concept arbitrage has shrunk to nothing. The tools for building and deploying a website have also dramatically shrunk the time and cost to market. 1. Get idea on Monday, 2. Launch on Friday, 3. Move out of dorm room on Sunday.In the world of close-to-$0 insta-sites, the copy-cat model is being challenged. This is just like the arbitrage strategies on Wall Street. When friction goes, profits eventually wither as well.But Don’t Underestimate Local NuanceWe can still see big wealthy countries where the US Internet giants have not become dominance for one reason or another. For example, Google does not dominate search in Korea or China.What looks like a tiny bump from 30,000 foot can be a massive obstacle when you are in the war on the ground.This is even more true in the world of social media. By definition, social involves cultural norms, and they differ around the world (thank goodness for that, homogeneity is terribly boring). When social + mobile + real time connects people in the real world, the differences can be even more striking. We are all humans with similar basic needs, but the cultural differences between, say, Germans, the French, Americans, Brits, Chinese, Indians and Koreans (to name just a few) are significant.The Globalization Challenge for VCsThe top-tier VCs on Sand Hill Road know that innovation is going global and that the biggest markets and best ventures may no longer reside within a few miles of their office.So, the big VC funds are setting up branch offices around the world. This is the traditional multi-national model. The problem is that it might not work as well in the VC world, where personal relationships matter so much and yet you have to make decisions very fast. The multi-national model does not easily square that circle. Venture capital is not a naturally scalable business.VC funds have to decide between staying local (i.e. being a small firm of partners who can meet face to face every Monday in their office) and going global. The business does not scale well. If you bring in more partners, you won’t be able to maintain the situation in which all partners agree on every deal. That would create way too much overhead and friction. Fast decision-making overrides the standard layers of corporate management approval.On the other hand, if local partners are making the investment decisions, what value would they get from being part of a big global fund (one in which the folks way over at head office take a big chunk of their profit)? Is branding really that important? Smart entrepreneurs know that a fund’s name (i.e. its brand) is much less important than the individual partner who they deal with.This is a strategic dilemma for big funds.Federated Best-of-Breed VCCreathor, along with other smaller regional funds, is moving towards a federated model.As Cedric puts it, “We are partnering more with other funds.” In one sense, this is nothing new. VCs have always worked together on deals. But in the past, this usually meant two VCs on Sand Hill Road meeting at a Palo Alto coffee shop. Now, it means a Swiss fund working with a French fund (or a New York or Indian or Chinese fund).European VCs have to innovate in this way. They cannot win on the multi-national model: their funds are not big enough for that.As the markets move East – to China and India, for example – VCs have to “be there.” Similarly, a VC in Asia needs to work with VCs in Europe and America.It will be interesting to see how the globalization of innovation plays out and what new models emerge. Top Reasons to Go With Managed WordPress Hostinglast_img read more

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Congress used to darbar culture, why is Sonia silent on corruption: BJP

first_imgStepping up its attack on the Congress after it targeted its president Nitin Gadkari, the BJP on Friday put a four-point poser to Sonia Gandhi, questioning her silence on various scams emerging in the country.Seeking an apology from the Congress for the “shameful, sub-standard and uncivilised” attacks on Gadkari, BJP’s chief national spokesman Ravi Shankar Prasad said the Congress was used to the “darbar culture” and unable to digest the fact that a common worker can rise to the level of national president in the Opposition party.The BJP asked Congress president Sonia Gandhi to explain why she had remained silent on matters concerning corruption in the 2G spectrum case, the Commonwealth Games scam, the Adarsh Cooperative Housing scam and a Delhi minister’s indictment by the Lokayukta. The party said it expected Sonia to reply if she was “serious and sincere in the fight against corruption”.Alleging that Sonia’s claims of tackling corruption seriously were an eyewash, Prasad said: “There was nothing wrong in the BJP chief’s comments on the Congress president that her claims of fighting corruption were hollow. The nation understood everything as the Congress president fears many skeletons would come out in case she went ahead with dealing against corruption sternly.”He said the Congress’s reaction to Gadkari reflected that a “cornered Congress has become deeply frustrated” on the issue of corruption.”Why did she (Sonia) keep quiet when Rs 1.76 lakh crore of public money was looted in the 2G scam and Prime Minister Manmohan Singh was giving a clean chit to then telecom minister A. Raja,” Prasad asked.advertisementPrasad also questioned Sonia’s “silence when Rs 70,000 crore of public money was looted in the name of Commonwealth Games and Delhi Chief Minister Sheila Dikshit was lambasting the Shunglu Committee report even when it had serious allegations against her”.He also raised the issue of important files pertaining to the Adarsh Cooperative Housing scam being lost under curious circumstances.In his last poser, Prasad questioned Sonia on why she “kept quiet after the Lokayukta indicted Delhi Minister Raj Kumar Chauhan for his abuse of authority and recommended his removal even while the Congress government got a collusive recommendation from the President to get the Lokayukta report rejected”.Justifying Gadkari’s comments, the BJP deplored the “shameful, sub-standard and uncivilised” attacks made by the Congress against him and sought an apology.”A cornered Congress has become deeply frustrated as far as the issue of corruption is concerned and therefore the kind of uncivilised and below standard comments are being made against the BJP national president, which are deeply regrettable and condemnable,” Prasad said.”The Congress is used to the darbar culture, where only a member of a particular family could become the national party president and is unable to digest the fact that a common worker can rise to the level of the party’s national president,” Prasad said.”We are proud of this democratic culture, where a partyman from the grassroot level can rise to such a level. This can only happen in the BJP,” he said.Earlier, the BJP spokesman sought an apology from Sonia and Singh over a Delhi minister’s comments on Raj Ghat and Mahatma Gandhi.”This is like playing a cruel joke with the pride of the Father of the Nation,” he said. “Both the Congress chief and the PM owe an apology to the nation.”For more news on India, click here.For more news on Business, click here.For more news on Movies, click here.For more news on Sports, click here.last_img read more

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Family of Tiffany Morrison calling for people to support MMIW inquiry

first_imgTom Fennario APTN National NewsThe family of Tiffany Morrison is calling for people to support the National Inquiry into Missing and Murdered Indigenous Women and Girls.Melanie Morrison is the sister of the 24-year-old who was found dead in her community of Kahnawake more than a decade ago.“They’re listening to when families are speaking up, the communication issue, that’s been stepped up, the way that they handled the meeting, in the Yukon was done really well, so it gives hope that they’ve been listening to what we’ve been suggesting,” said Morrison.The community held a walk in her honour Sunday – see video.The inquiry has come under fire for appearing to be disorganized and some have criticized it for not community with families.It held three days of hearings in Whitehorse. No new dates are [email protected]last_img read more

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